Information · Guide
Letting and own use – the calculator
Most of our buyers use their apartment themselves and let it out the rest of the time. The calculator shows what is left after maintenance fee, costs and tax, and how well the rent covers your running costs. The default example is a studio in Aheloy – simply enter your own figures.
Yield in detail
| Rental income per year | |
|---|---|
| Running costs per year | |
| Management / letting service | |
| Net return per year | |
| Total investment (price + purchase costs) | |
| Gross yield | |
| Net yield before tax | |
| Bulgarian income tax (10% of rent) | |
| Net yield after tax |
An apartment as an investment?
We tell you honestly which apartment is suitable for letting and which is not – and take care of letting and management if you wish.
Bulgaria buying guide as PDF
Process, documents, costs with example calculation and the key questions on 5 pages – free with your newsletter sign-up.
Estimate without guarantee, as of November 2026. Defaults (example studio in Aheloy): purchase price €60,000, purchase costs 4%, maintenance fee €450 a year, other costs €100 (property tax and insurance are low in Bulgaria), long-term rent €250 a month; seasonal letting 63 nights (9 weeks) at €45 with a 20% letting service. Income tax: owners not tax-resident in Bulgaria pay 10% on the gross rent (this is how the calculator works); residents of an EU/EEA state can apply for the flat 10% deduction for expenses, Bulgarian residents receive it automatically. Whether and how your home country also taxes the income depends on the relevant double taxation agreement – ask your tax adviser. Capital growth is not included.